Which of the following is commonly paid by the seller at closing?

The correct answer is title fees, which are a common expense paid by the seller at closing. Title fees typically cover the costs associated with ensuring the property title is clear and providing title insurance. A title company or attorney will conduct a thorough search of the property records to confirm that the title is free of any liens or encumbrances, ensuring the buyer receives a clear title upon purchase. The seller usually pays these fees to finalize the sale and facilitate a smooth transaction for the buyer.

Homeowner's insurance is generally the responsibility of the buyer, as it is necessary for protecting the property after the purchase is complete. Loan origination fees are associated with obtaining a mortgage and are also typically the buyer’s responsibility. Appraisal fees are related to determining the property's value for the loan and are usually paid by the buyer as part of their loan underwriting process. Thus, title fees are specifically aligned with the seller's obligations at closing.