What is the primary document that the seller must provide at closing?

The primary document that the seller must provide at closing is a marketable title. A marketable title refers to ownership of real estate that is free from significant legal encumbrances or defects that could affect a buyer's ability to fully enjoy the property or seek a loan against it. The seller must demonstrate that they have the legal right to sell the property and that the title is clear and transferable, ensuring that the buyer receives good ownership without future claims against it.

This document establishes the foundation for the transaction; without a marketable title, the buyer may face challenges in securing financing or having marketable rights to the property. The presence of a marketable title is crucial for a smooth transaction and is typically confirmed through a title search prior to closing. This ensures that all liens, claims, or disputes pertaining to the property have been resolved.

While the other options involve significant components of real estate transactions, they do not hold the same primary importance as the marketable title in confirming the seller's right to sell and the buyer's right to acquire the property.